The Best 5 Loan Companis of 2025

Find the right personal loan for you from our list of partner brands,
the leading providers on the market. Compare rates and terms, and apply now.

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Top Pick
Health I.Q.
Lend Up
presenting multiple personal loan option.
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  • processed more than $16 billion loan requests.
  • Free quotes in five minutes.
  • Utilizes a large array of lenders.
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National Family
Even
Apply online in just minutes
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  • Get an Personal Loan up to $100,000
  • loan product with rates starting at 4.99%.
  • Debt Consolidation, Home Improvement, Large Purchase, and more!
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Monevo
MONEVO
Free quotes in about 60 seconds. Rates starting at 4.5% APR
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  • Network of lenders offering loan amounts $1,000 - $100,000
  • No impact on your credit score to check your personal loan rates
  • Solutions for all credit scores
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Sofi
Sofi
Excellent personal loan rates as low as 5.49% APR.
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  • Utilizes education and career potential as part of their evaluation process.
  • 3, 5, and 7 year terms suit most personal loan needs.
  • Fast online process
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Brighten Loans
Brighten Loans
Match consumers with lenders quickly and easily
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  • Quick and simple application process
  • provide lower amount, shorter term loans.
  • choose any loan amount (as low as $100)
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What is a Personal Loan and Should You Get One?

 

A personal loan is an amount of money loaned to an individual typically without any collateral. Though they used to be seen as a solution for people in dire financial straits, today the options and terms are better than ever and more and more everyday people are taking out personal loans.

 

A personal loan, also sometimes referred to as a signature loan or an unsecured loan, can be a great idea if you have outstanding credit debt and a less than stellar credit score. If you use the personal loan to pay off the credit card, you can improve your credit score and then pay off the personal loan, which will almost certainly have an easier interest rate than the credit card.

 

Bad Credit?

 

Even if you don't have credit debt, taking out a personal loan and repaying it is a good way to establish positive credit, which will help you down the road when you apply for a car or house loan. If you have multiple outstanding debts - or just one - at a high interest rate that's taking a real bite out of your paycheck each month, then a personal loan could really help out. Find a lender that can give you a personal loan with a friendlier interest rate, and then use that to pay off the other debts.

A personal loan can help you pay for home renovations, which can significantly improve the value of your home. This can really pay off if you're looking to sell the house in the near future, or if you'd like to increase the value of your home in order to borrow against the equity.

Things don't always go as planned, and sometimes we need a little extra help. A personal loan can help you handle unexpected medical bills, home repairs following a flood or a fire, or a sudden expense like a funeral. When hard times come, having some financial peace of mind can make things a little bit easier, and that's no small thing.

 

 

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